7 Safety Tips When Using ATM this Holiday Season

Christmas is just around the corner and we all know that during the Holiday Season of robbery and snatching become common place. One important aspect of our Christmas shopping is having access to our hard earned money whenever we need it.

ATMs are a great convenience, but they can compromise your safety. A robber looking for easy prey only has to stake out an ATM in a low-traffic, dimly lit area and bide his time.

Cash machines at banks are probably the safest bet, but that doesn't mean you have to steer clear of the ones at malls, airports and sports venues. You can avoid becoming a victim by using some good old common sense and by planning ahead for ATM withdrawals.


Now here are 7 safety tips when using ATM this Holiday Season:

1. Always play close attention to the ATM and your surroundings. Do not select an ATM at the corner of a building — corners create a blind spot. Use an ATM located near the center of a building. Do your automated banking in a public, well-lighted location that is free of shrubbery and decorative partitions or dividers.
2. Maintain an awareness of your surroundings throughout the entire transaction. Be wary of people trying to help you with ATM transactions. Be aware of anyone sitting in a parked car nearby. When leaving an ATM, make sure you are not being followed. If you are, drive immediately to a police or fire station, or to a crowded, well-lighted location or business.
3. Do not use an ATM that appears unusual looking or offers options with which you are not familiar or comfortable.
4. Do not allow people to look over your shoulder as you enter your PIN. Memorize your PIN; never write it on the back of your card. Do not re-enter your PIN if the ATM eats your card — contact a bank official.
5. Do not wear expensive jewelry or take other valuables to the ATM. This is an added incentive to the assailant.
6. Never count cash at the machine or in public. Wait until you are in your car or another secure place.
7. When using a drive-up ATM, keep your engine running, your doors locked and leave enough room to maneuver between your car and the one ahead of you in the drive-up line.


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