How Do You Spend?

In these economically-trying times, are you a conscientious spender or a no-care-at-all splurger? Take this quiz and find out...

1. You have a social affair to attend. It is a must for you to look your best. You would...
a. dash to the mall and start picking up stuff to make your crush drop dead with admiration.
b. ransack your closet to find the perfect accessories to jazz up the outfit you intend to wear.
c. you call up your sister right away and borrow something that will make you look fabulous.

2. You are offered fifteen percent discount for a credit card in a particular store. You ...
a. grab the opportunity to get
a 15 percent discount and of course the chance to have a credit card at that store.
b. take the opportunity to get that discount but hardly use the credit card when you get it.
c. ignore the offer. You don't need a credit card any way.

3. When you go shopping, you...
a. buy whatever catches your fancy.
b. run to the SALE department
c. browse around so you can chose what you will buy

4. Your parents gave you an extension card. You use it…
a. a lot even for your favorite CDs.
b. only for emergency purchases
c. rarely because you don't want to burden your parents.

Scoring And Analysis
If you answered mostly As:
You want it, you get it. You don't bother to think of the consequences. Never mind if you pile up debts or make your parents freak out... you just have to buy what you like or you won't be able to concentrate on what you're doing! Hey, girl, try to learn how to budget before you get into real trouble!

If you chose mostly Bs:
You know how to spend within a C budget. At the same time, you treat yourself occasionally by buying on a whim. You spend buying money sensibly. If you keep up with your spending style, it's most likely that you'll become rich in a short while!

If you chose mostly Cs:
You are a masochist of sorts. You won't spend even for yourself! You are a tightwad in many ways. What's the problem? You see, sometimes being such can be traced deeper to an emotional hang-up. Maybe you consider spending as evil? Once in a while, reward yourself. You work hard for your money, so enjoy it! You can't take it with you to your grave anyway.